Obamacare Simplified

What the Supreme Court’s Decision Means:
“They have reaffirmed a fundamental principle that here in America – in the wealthiest nation on earth – that no illness or accident should lead to any family’s financial ruin.”

If You Already Have Health Insurance:
“If you are one of the 250 million Americans who already have health insurance – you will get to keep your health insurance. It will just make it more secure and more affordable.”

Lifetime Limits:
“Insurance companies can no longer impose lifetime limits and the amount of care you receive. “

For the Children:
“They can no longer discriminate against children with pre-existing conditions.”

Dropped Coverage:
“They can no longer drop your coverage if you get sick.”

Jacked Up:
“They can no longer jack up your premiums without reason.”

Free Stuff:
They are required to provide free preventative care like check ups and mammograms.

Free Money:
“By this August, 13 million of you will receive a rebate from your insurance company because (they) spent too much on things like administrative costs and CEO bonuses and not enough on your health care.”

For the 26 and Under Crowd:
“Young adults under the age of 26 are able to stay on their parents health care plan.”

Drugs:
“Seniors (will) receive a discount on their prescriptions drugs.”

The Uninsured:
“If you are one of the 30 million Americans who don’t have health insurance, starting in 2014, this (act) will offer you an array of quality, affordable private health insurance plans to choose from.”

Girl Power:
“They won’t be able to charge you more because you are a woman.”

No Going Broke to Keep Alive:
“They wont be able to bill you into bankruptcy.”

How to Pay if You’re Poor?
“If you can’t afford the premiums, you’ll receive a credit that will help pay for them.”

But if You Can Pay:
“If you can afford health insurance, then you need to buy it. Take the responsibility to do so.”

Other provisions of the bill include:

Allowing children to remain on parents’s insurance plans until their 26th birthday.

Requiring health insurers to cover children- including those with preexisting conditions (effective almost immediately).

Prohibiting denying anyone with a preexisting condition care in 2014.

Prohibiting insurers from dropping policyholders when they get sick.

Requiring employers of 50 or more people to provide insurance for their employees.

Banning illegal immigrants from buying health insurance.

A 10% tax on indoor tanning.